As most of you know, this year in general real estate has been a bit strange with the early part of the year and most of last year having the prices of homes going up and up. During the summer things did start to slow down, with less and less bidding wars for available properties. With interest rates rising to about 7% as of October 2022, things are starting to take longer to sell unless they are priced appropriately for the current changing market. There still continues to be more demand than availability, but prices are starting to level out. Some homes that have been on the market for over 30 days are actually starting to reduce their prices. If you can qualify for a loan and don't have a good amount to put down, a first time home buyer should consider the USDA loan program. Contact any mortgage lender to find out more about this unique program.